The bill requires automobile insurance policies to include coverage for the replacement of child restraint systems (such as car seats or booster seats) if they are damaged during a vehicle accident that falls under the scope of the insurance coverage.
Key points of the bill:
Insurers must provide coverage for replacing child restraint systems damaged in an accident.
This coverage applies to any automobile insurance policy that is issued or renewed, meaning it would be part of the standard insurance terms moving forward.
The goal of the bill is to ensure that families have financial protection for child safety equipment after a crash, as child restraints are critical for the safety of young passengers and may need to be replaced even if they appear undamaged after an accident.
Summary
The bill requires an insurer that issues or renews an automobile
insurance policy to include coverage for the replacement of a child restraint system that sustains damage during a vehicle accident to which the coverage is applicable.
