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Legislative Year: 2024 Change

Bill Detail: HB24-1440

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Title Property & Casualty Insurance Documents & Forms
Status Sent to the Governor (05/21/2024)
Bill Subjects
  • Health Care & Health Insurance
  • Insurance
House Sponsors E. Velasco (D)
Senate Sponsors J. Gonzales (D)
House Committee Business Affairs and Labor
Senate Committee Business, Labor and Technology
Date Introduced 04/04/2024

The bill repeals requirements for insurers that issue commercial
and personal automobile, homeowners, and renters insurance policies
(insurers) to provide certain policy documents in an insured's selected
language of choice and instead requires insurers, starting January 1, 2026,
  • Provide insureds with a summary document that is in a
form specified by the commissioner of insurance by rule
that explains the coverages and exclusions under the policy,
that specifies the coverages and exclusions the insured
selected and rejected, and that is in either English or
Spanish, based on the choice of the insured; and
  • Offer insureds or applicants for insurance a form to select
to receive the summary document in either English or
If an insurer fails to comply with the requirements of the bill with
regard to an automobile insurance policy, the insured may elect to void
any mandatory coverage rejections or exclusions in the automobile
insurance policy, may recover reasonable attorney fees and costs incurred
for reinstating or rewriting the coverage, and is not required to pay any
premium for the policy period applicable for the reinstated or rewritten

Committee Reports
with Amendments
Full Text
Full Text of Bill (pdf) (most recent)
Fiscal Notes Fiscal Notes (04/12/2024) (most recent)  
Additional Bill Documents Bill Documents
  • Past bill versions
  • Past fiscal notes
  • Committee activity and documents
  • Bill History
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Votes House and Senate Votes
Vote Totals Vote Totals by Party
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