Senate Bill 25-118, titled "Health Insurance Prenatal Care No Cost Sharing," was introduced during the 2025 Regular Session of the Colorado General Assembly. The bill mandates that health insurance policies providing maternity coverage include prenatal care without cost sharing, effective January 1, 2027.
Key Provisions:
Prenatal Care Coverage: Health insurance policies issued or renewed on or after January 1, 2027, must provide coverage for prenatal care without cost sharing. This includes regular office visits, screenings, testing, and monitoring services.
Effective Date: The bill is scheduled to take effect on January 1, 2027. However, if a referendum petition is filed against this act within the ninety-day period after the final adjournment of the General Assembly, the act will not take effect unless approved by the people at the general election to be held in November 2026.
Summary
The bill requires that health insurance policies for maternity care
include prenatal care coverage without cost sharing.
